Most of the home loan applicants come to know about the requirements and terms after applying for it. Let us look at some of the most important terms that the applicant should know before applying for a home loan. In this article we have tried to clear some of your doubts on various terms that are used in home loan. Principal Amount It’s the home loan amount which bank … [Read more...] about 8 things one should understand before applying for a home loan
Archives for December 2013
What questions you should ask to your interviewer
It’s always a good idea to come prepare with at least 5 questions to ask your interviewer. Towards the end of interview, you may be asked with a question like “do you have any questions for us” or “what can I answer for you”. Not everyone takes it. As a smart person you should take advantage of this and ask questions to have a better sense of the company’s growth opportunities … [Read more...] about What questions you should ask to your interviewer
Partnership firm or private limited company – which one is better to start with
If you have more than two persons to start an organization then you can select either of the two form of business i.e. partnership firm or private limited company. If you are alone and do not have any one to join in then go for sole proprietorship business which does not require any registration to start. With more than one person, you can go for either of the two. To get … [Read more...] about Partnership firm or private limited company – which one is better to start with
What is the difference between a debit card and credit card
Many questions are asked on debit and credit cards like, when should i use it, what is the difference between a debit and credit card. All these questions will be answered when we know the real difference between a debit and credit card. Both offer more than a way to access cash or money without having to carry around cash. These cards carry either the symbol of VISA or … [Read more...] about What is the difference between a debit card and credit card
How to excel at your job interview
In today’s economy it’s hard to find a job irrespective of your qualification and experience. You have to craft a perfect resume and create an inviting image and sometimes go through an intense application process. An invitation for an interview shows that, you are the perfect candidate required by the organization. Now if you want to get a job then you have to be at the top … [Read more...] about How to excel at your job interview
How to research a company before your interview
Company research is the most important part of your interview preparation. You will not only prepare yourself to attend interview questions but also be able to find company’s culture to know whether the company is a good fit for you. While preparing for an interview, it’s always advised to do some research on the company beforehand. … [Read more...] about How to research a company before your interview
Fixed or Floating interest rate – Which one to select for your home loan
Interest rate is the most critical part of your home loan as it determines the cost of borrowing. While taking home loan, you may required to decide between fixed and floating interest rate that your bank offer. You need to do proper homework before rushing into bank for a home loan. Choosing the best option out of these two is always a complex matter. Let us discuss both … [Read more...] about Fixed or Floating interest rate – Which one to select for your home loan
Types of ATM frauds and a checklist for your security
After the brutal attack on a woman bank official at an unguarded ATM machine in Bangalore, it’s time for us to think about ATM frauds and know how to overcome such type of incidents in future. ATM machines are provided to help customers in withdrawing cash, checking account balance and to manage different transactions instead of visiting the branch. However, some peoples are … [Read more...] about Types of ATM frauds and a checklist for your security
What is add-on credit card – how to manage it
As the term "add-on" suggests, its issued as a supplementary card to the dependents of original card holder which includes parents, spouse or children. Being a husband you can ask your bank to issue an add-on credit card to your wife for your groceries and other expenses. It comes with a very basic fee, which varies between Rs 150 to Rs 1000. Some banks are also offering it … [Read more...] about What is add-on credit card – how to manage it
How to change the default font on MS Word 2010
Fonts are used in word to display contents of your documents. In order to change MS word’s default font to your preference, you have to set that settings in place and then select the option to make it as default. After setting the font style as a default one, it will be applicable to every new document that is opened up in your system. You will not be required to change the … [Read more...] about How to change the default font on MS Word 2010