How to avoid delays in getting income tax refund

After filling your income tax return (ITR) online for getting refund, you need e-verify your uploaded return by using any of the mode available to you online.

If it’s not possible to e-verify, then government has provided option to send your ITR-V to IT department CPC Bangalore office within 120 days of uploading your ITR.

On receipt of such ITR-V, IT department will acknowledge the receipt of the ITR-V through an email to the email id that is provided in your IT return. Simultaneously you will also get an SMS to your mobile number mentioned in ITR.  However, we suggest you to e-verify the ITR to speed up the process of refund.

After that, the return will be processed and refund will be issued to the taxpayers. There can be situations where your IT refund will get delayed. Here are some of these situations where your refund can be delayed;

How to avoid delays in getting income tax refundITRV and tax refund

As discussed, after receiving ITR-V, the IT Return will be processed and then refund will be issued. If ITR-V is not received then tax refund process will not be initiated.

Many taxpayers in India do not send their ITRV to IT department assuming that IT return filing is done after uploading it to income tax server. But in actual practice this is not followed.

You need to send ITR-V that is generated after filling your IT return to IT department CPC Bangalore office on or before 120 days of uploading your ITR in case it’s not e-verified online. We always suggest to e-verify instead of sending the printed copy to Bangalore as it will speed up the process and you will complete the whole filing process instantly.

If you have forgotten to send it to CPC, Bangalore then you will not be receiving your refund. If your IT return has not yet been rejected by IT department then you can still send your ITR-V to CPC, Bangalore office.

Bank Account Details and Address

Bank account number and its IFSC code is a mandatory item to be filled while filing your tax return. After sending ITR-V to IT department your refund process will be stopped if you have given incorrect details to the department.

While uploading tax return, you need to make sure that your bank account is active and it will not be closed in near future until you receive your tax refund.

In certain cases, IT department will issue cheques instead of directly crediting your bank account. Such cheques will be sent to your address that is in your IT return. Incorrect details in address or non availability of anyone at the given address may delay in getting the cheques as such the refund process will also be getting delayed.

IT refund can be rejected for providing inaccurate details in IT return or for wrong calculation of tax liability. You need to make sure that all the details are filled up correctly before uploading IT return to Income tax server.

If for any reason you did not get your refund then firstly you need to find out the reason of not getting refund. This can be identified by getting into your IT website’s account by selecting refund status option. If refund process is stopped for any incorrect details in IT return like bank account or address then you can again initiate the process by selecting “requesting for reissue of refunds”.

You need to download the form to fill up the correct details then send it to CPC, Bangalore office for processing. You can also submit the request online.

In case, before processing your IT return by IT department you have identified any mistake in it then the best way is to revise the return with the correct details.

is a fellow member of the Institute of Chartered Accountants of India. He lives in Bhubaneswar, India. He writes about personal finance, income tax, goods and services tax (GST), company law and other topics on finance. Follow him on facebook or instagram or twitter.